Rider-matched picks
Size-matched fenders & mudguards picks for older kids (ages 8-12), with fit and feature priorities curated for how older kids (ages 8-12) actually ride.
Check Amazon for current pricing and availability.

Royalbaby
Front + rear fender set sized for 20" kids bikes. Confirm rim brake / tire clearance before install.

Syncros
Universal MTB front fender - zip-ties to the fork crown and lower legs of any suspension fork. Designed to be wide enough to clear a 2.6" tire and short enough not to interfere with crown-mounted accessories. Bolt-on, no tools needed.

Syncros
Fork-specific fender designed for the Fox 34 SC (Step-Cast) and other 34 mm-stanchion XC/trail forks. Bolts directly to the brake-arch holes instead of using zip ties - cleaner install and steadier under hits. Won't fit 32 mm or 36 mm forks.

Syncros
Shorter and lighter than the standard Trail Fender - keeps mud out of the goggles without the extra polypropylene tail. Universal zip-tie mount fits any suspension fork. Orange colorway is the only one consistently in stock on Amazon.
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Children ages 8-12 are becoming serious riders - many ride to school, explore trails, or develop interest in specific cycling disciplines like mountain biking or BMX. At this age, bikes transition from toy-like simplicity to real cycling machines with proper gear systems, disc brakes, and even suspension. The key sizing decision is between 20" and 24" wheels. Most kids transition to 24" between ages 9 and 11, depending on height. A 24" wheel bike is the last step before adult-sized bikes, so getting this fit right matters. At this age, proper saddle height means the child's leg is almost fully extended at the bottom of the pedal stroke with a slight bend at the knee - the same principle used for adult bikes. Standover clearance should be 2-3 inches. Many 24" bikes come with adult-style components, which is ideal since these kids are developing adult riding habits.
Fenders are sized to two dimensions: wheel diameter (12-20" for kids, 26"/27.5"/29"/700c for adults) and tire width (commonly 23-32 mm for road, 32-45 mm for commuter/gravel, 2.0-2.4" for MTB and kids bikes). Fenders should sit roughly 8-12 mm clear of the tire on each side and overlap the tire by 5-10 mm. Three broad styles: full-wrap fenders bolt to frame and fork eyelets and cover roughly 60% of the wheel for maximum spray protection (best for daily commuters and rain bikes); clip-on / strap-on fenders use rubber straps or P-clips around the seatpost and fork legs and trade coverage for tool-free install (best for road bikes without eyelets); and minimal racing-style ass-savers protect only the rider's backside and are mostly a token gesture for unexpected showers. Kids fenders tend to be plastic, sized 12/14/16/18/20", and clip to the frame with the bike's existing brake-mount or kickstand bolts.