Rider-matched picks
Size-matched fenders & mudguards picks for 4 year olds, with fit and feature priorities curated for how 4 year olds actually ride.
Check Amazon for current pricing and availability.

Royalbaby
Front + rear fender set sized for 20" kids bikes. Confirm rim brake / tire clearance before install.

Syncros
Universal MTB front fender - zip-ties to the fork crown and lower legs of any suspension fork. Designed to be wide enough to clear a 2.6" tire and short enough not to interfere with crown-mounted accessories. Bolt-on, no tools needed.

Syncros
Fork-specific fender designed for the Fox 34 SC (Step-Cast) and other 34 mm-stanchion XC/trail forks. Bolts directly to the brake-arch holes instead of using zip ties - cleaner install and steadier under hits. Won't fit 32 mm or 36 mm forks.

Syncros
Shorter and lighter than the standard Trail Fender - keeps mud out of the goggles without the extra polypropylene tail. Universal zip-tie mount fits any suspension fork. Orange colorway is the only one consistently in stock on Amazon.
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Four-year-olds are often ready to move from a balance bike to a pedal bike, or from training wheels to riding independently. Most children this age fit a 12" or 14" wheel bike, depending on their height. The right bike allows your child to sit on the saddle and touch the ground with the balls of their feet. If your child has been riding a balance bike, they may be ready to go straight to a pedal bike without training wheels - many 4-year-olds make this jump successfully. A coaster brake (pedal backward to stop) is still the easiest braking system for this age, though some children can begin learning hand brakes. Bike weight remains important: a too-heavy bike makes pedaling and balancing harder.
Fenders are sized to two dimensions: wheel diameter (12-20" for kids, 26"/27.5"/29"/700c for adults) and tire width (commonly 23-32 mm for road, 32-45 mm for commuter/gravel, 2.0-2.4" for MTB and kids bikes). Fenders should sit roughly 8-12 mm clear of the tire on each side and overlap the tire by 5-10 mm. Three broad styles: full-wrap fenders bolt to frame and fork eyelets and cover roughly 60% of the wheel for maximum spray protection (best for daily commuters and rain bikes); clip-on / strap-on fenders use rubber straps or P-clips around the seatpost and fork legs and trade coverage for tool-free install (best for road bikes without eyelets); and minimal racing-style ass-savers protect only the rider's backside and are mostly a token gesture for unexpected showers. Kids fenders tend to be plastic, sized 12/14/16/18/20", and clip to the frame with the bike's existing brake-mount or kickstand bolts.